It's a simply a way of ensuring your loved ones are taken care of financially should you pass away.

The best way to determine whether you need life insurance is to ask yourself a few simple questions, including:

  • Would my dependants be financially stable on their own in making certain payments, such as the mortgage or daily expenses?

  • Would my death have a financial impact on my children or partner?

Life insurance can either pay out one lump sum, or regular income payments upon death. It is therefore an essential purchase if you have a partner or have children.

For example, if you are the sole earner in the family, without life insurance your loved one's might not be able to fund the mortgage, rent, or other day-to-day expenses if you were to pass away.

Would you like to find out more ?
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